What Is the True Monthly Cost of Buying in College Park East in 2026?

Short answer: Your real monthly cost in College Park East includes mortgage, insurance, and newly assessed property taxes—often higher than buyers expect if they don’t plan ahead.

Property Taxes in Seal Beach (2025–26)

When you buy:

• Property taxes reset to purchase price

• Rates typically land around ~1.1% of value

• ADUs or additions can increase assessed value

Understanding this upfront prevents payment shock.

ADUs, Remodels, and Long-Term Costs

Many College Park East buyers plan:

• Garage conversions

• Room additions

• Backyard ADUs

Each can affect taxes and insurance—planning early saves money.

👉 Want a realistic monthly payment breakdown before you buy? Book a call with Nat here.

Buyer FAQ

Do taxes always go up after purchase?
Yes—assessed value resets to sale price.

Will adding an ADU raise taxes?
Usually, yes—but only on the added value.

Can I estimate costs before making an offer?
Absolutely—and you should.

Buy With No Surprises

Nat Ferguson at Splash Real Estate helps buyers understand the full financial picture before they commit.

Schedule your 10-minute planning call.